Payment Systems

Use your website as a powerful billing and payment system.

Software integrated into your CMS website allows you to handle all of your business transactions. Web-Duka can develop your website to include a payment system so you can start receiving payments for your products or services via your website.

Once the Payment Systems is implemented and set up with the relevant business information it produces regular invoices for recurring payments, supports paid user subscriptions, records all income and expenditure, order management, customisable order forms, handles tax, carriage, currencies, discounts, nominal ledgers, and many other accounting functions. Users can log in and view their orders and invoices online. Payment gateways allow for orders and invoices to be paid for online by seamlessly integrating with third party payment systems such as PayPal.

Processing Credit Card Transactions on your website
There are generally two different methods of handling credit card transaction over the internet:

• 1. Third Party Credit Card processing system:
  Most small businesses use a third party credit card system such as PayPal or PayMate to handle transactions. These payment systems allow you to accept credit card payments in real time without the requirement of a merchant bank account.

• 2. Merchant Bank Account:
  Preferred method for larger operations handling high volumes of transactions. Merchants who wish to process credit card transactions directly from the customer will need a Merchant Bank Account. Payments can be processed manually or automatically.
  
  - To process credit card payments manually the site requires a Secure Serves and Secure Certificate (SSL)
  
  - To process credit card payments automatically through a Merchant Account a Payment Gateway System is required. Some banks offer this as part of their Merchant Account service.
  
  A payment gateway is a software program that integrates to a merchant's website and allows real time credit card processing of payments securely on the Internet to the merchant's bank account.
  
  Please contact your bank for merchant account and payment gateway set up fees and ongoing fees.